what are generative credits in invideo ai
Generative credits are InVideo AI’s internal currency for accessing AI-powered video and image creation features . Think of them like tokens you spend every time you ask the AI to generate something — whether it’s a video clip, an AI image, or a voiceover. Unlike regular editing features, generative actions use credits because they require significant computing power from AI models like Veo 3.1, Sora 2 Pro, Kling 3.0, and Nano Banana Pro . The cost varies by complexity: a quick Kling 2.6 Standard video might cost 0.5 credits per second, while a Veo 3.1 4K video with audio can cost 10+ credits per second . The Free plan gives limited credits that reset weekly on Monday at 12 a.m. UTC . Credits are consumed per generation based on the model and settings you choose .
1. What Are Generative Credits? Simple Explanation {#what-are-credits}
Let me explain this in the simplest way possible.
Generative credits are InVideo AI’s “currency” for creating AI-generated content .
The Analogy: Arcade Tokens
| Concept | InVideo AI Equivalent |
|---|---|
| Arcade tokens | Generative credits |
| Playing a racing game | Generating an AI video clip |
| Playing a shooting game | Generating an AI image |
| Expensive game (VR) | Complex 4K video with audio |
| Cheap game (simple) | Basic SD video generation |
In Simple Terms
What credits ARE:
- A way to pay for AI computing power
- Consumed when you generate new content
- Different costs for different AI models
- Reset weekly on Free plan, monthly on paid plans
What credits are NOT:
- Used for downloading or exporting videos (that’s free)
- Used for basic editing (trimming, adding text, transitions)
- Required for watching or sharing videos
The Key Insight
“Credits are invideo’s currency for creating content. They’re used when you create media clips, videos, run generative models, and access AI features. Downloading or exporting content doesn’t use credits.”
2. How Generative Credits Work {#how-credits-work}
The Basic Mechanism
| Step | What Happens |
|---|---|
| 1 | You have a certain number of credits (depending on your plan) |
| 2 | You request AI generation (video from prompt, image from description, etc.) |
| 3 | InVideo AI calculates the cost based on model, duration, resolution, and complexity |
| 4 | Credits are deducted from your balance |
| 5 | Your content is generated |
Credits Are NOT Monthly “Minutes”
Important distinction: Credits are not simply “1 credit = 1 minute of video.” Different AI models have different price points .
Example from InVideo’s official documentation:
*”Different models cost different amounts. A quick Kling 2.6 Standard video might cost 0.5 credits, while a Veo 3.1 4K video with audio can cost 10+ credits.”*
Video Models Are Priced Per Second
“Video models are priced per second. Total cost = credits/sec × video duration. Resolution, video input, and audio generation affect the rate.”
Credit Expiration (Important!)
| Plan | Credit Expiration |
|---|---|
| Free | Resets weekly on Monday at 12 a.m. UTC |
| Paid monthly plans | Reset monthly (use them or lose them) |
| Paid annual plans | Reset monthly (no rollover) |
3. What Costs Credits vs. What’s Free {#what-costs-credits}
✅ Actions That Consume Generative Credits
❌ Actions That Do NOT Consume Credits
The “Agent One” Special Case
“Credits work a little differently when creating with Agent One. Charges depend on the models running in the background and the complexity of each generation.”
Agent One is InVideo’s AI agent that can create up to 30 minutes of video from a single prompt . Because it uses multiple models in sequence, credit costs vary based on what’s happening behind the scenes.
4. InVideo AI Pricing Plans and Credit Tiers (2026) {#pricing-plans}
Current Plans Overview
Based on InVideo AI’s official pricing and App Store data :
What Each Plan Includes
| Feature | Free | Plus | Max | Generative |
|---|---|---|---|---|
| Access to 200+ AI models | Limited | ✅ | ✅ | ✅ |
| Stock footage (iStock, Storyblocks) | Limited | ✅ | ✅ | ✅ |
| Watermark-free exports | ❌ | ✅ | ✅ | ✅ |
| AI video generation credits | Weekly quota | Monthly quota | Higher quota | 15 min/month |
| Agent One (30-min videos) | ❌ | ✅ | ✅ | ✅ |
Pricing Details from Official Sources
- Plus (Monthly): ~$28-30/month depending on region
- Max (Monthly): ~$96-100/month
- Generative Plan: $120/month for 15 minutes of AI-generated video
- Additional minutes: $8-10 per minute on any plan
App Store Pricing (Romania – Reference)
| In-App Purchase | Price (Lei) | Approx USD |
|---|---|---|
| Plus Monthly | 99.99-129.99 lei | $22-28 |
| Max Monthly | 299.99-499.99 lei | $66-110 |
| Generative Monthly | 699.99 lei | $155 |
| Generative Add-on | 69.99 lei | $15 |
Note: Prices vary by region and may change.
5. How Many Credits Each Action Costs {#credit-costs}
Video Generation Credit Costs
Image Generation Credit Costs
| Action | Credit Cost |
|---|---|
| Standard image generation (Nano Banana) | Varies by resolution and settings |
| Multiple image outputs | Higher cost |
How to Check Exact Cost Before Generating
“Click the two-line icon at the bottom left to check the credit cost before generating.”
Before you click “Generate,” InVideo AI shows you exactly how many credits will be deducted. This prevents surprise charges.
The “Model” Factor
Different AI models cost different amounts because InVideo AI pays API fees to the original providers .
“Generative models under Agents & models are priced based on the provider’s list price.”
- Veo 3.1 (Google’s video model)
- Sora 2 Pro (OpenAI’s video model)
- Kling 3.0 (Kuaishou’s video model)
- Nano Banana Pro (Google’s image model)
- ElevenLabs Music (AI music generation)
6. Free Plan: What You Get Without Paying {#free-plan}
Free Plan Details
“Yes, you can use invideo AI for free without entering your card details. The free plan gives you limited credits to explore the platform.”
What You Can Do on Free Plan
According to InVideo AI’s official help center :
- Access AI models with limited credits
- Generate images using the Agents & Models flow
- Use and share videos on social media
- Create videos from images by uploading and describing desired animation
Free Plan Limitations
- Limited credits (runs out quickly with heavy use)
- Watermark on exports
- No access to premium stock footage
- Slower generation queues
Is Free Plan Enough?
| Usage Level | Free Plan Sufficient? |
|---|---|
| Testing the platform (1-2 videos total) | ✅ Yes |
| Occasional social media posts (1-2/week) | ⚠️ Maybe, depends on video length |
| Daily content creation | ❌ No — need paid plan |
| Professional/business use | ❌ No — need paid plan |
7. How to Check Your Credit Usage and Costs Before Generating {#check-credits}
Method 1: Check Credit Cost Before Generating
“When you enter your prompt and click ‘generate a video,’ you’ll see the number of credits being deducted from your usage. Clicking on the dropdown option > Learn more will display a detailed breakdown and description of the model based on the selected option.”
Steps:
- Enter your prompt
- Click the two-line icon at the bottom left
- Review the credit cost displayed
- Check the detailed breakdown (model name, per-second rate, etc.)
- Click Generate if you agree with the cost
Method 2: Check Remaining Credits
InVideo AI shows your remaining credit balance in the dashboard. Look for a credit counter near your profile or settings.
Method 3: Check Usage History
You can review your credit consumption history to understand where credits are going. This helps identify expensive generations.
Why Checking Costs Matters
8. Tips to Save Credits and Maximize Value {#save-credits}
Tip #1: Use Lower-Quality Models for Tests
| Purpose | Recommended Model |
|---|---|
| Testing a concept or prompt | Kling 2.6 Standard (~0.5 credits/sec) |
| Final production video | Veo 3.1 4K (10+ credits/sec) |
Don’t waste expensive credits on rough drafts.
Tip #2: Check the Credit Cost Before Every Generation
“Click the two-line icon at the bottom left to check the credit cost before generating.”
This 2-second check prevents surprises.
Tip #3: Avoid AI Twins Unless Necessary
Adding AI twins (Human or virtual pro actors) costs an extra 20 credits per minute on top of the base generation cost . Use only when you need a presenter character.
Tip #4: Use Autopilot Quality Wisely
Autopilot mode offers Basic, Pro, or Ultra quality options .
| Quality | Best For |
|---|---|
| Basic | Quick drafts, internal reviews |
| Pro | Standard social media content |
| Ultra | Final, high-quality output |
Tip #5: Batch Your Generations
Instead of generating one clip at a time, plan your content and generate in batches. This helps you:
- Stay within credit limits
- Plan your monthly usage
- Avoid last-minute credit shortages
Tip #6: Understand Agent One Complexity Costs
Agent One charges depend on the models running in the background . For simple videos, use standard generation. For complex videos requiring multiple AI models, expect higher credit consumption.
Tip #7: Consider the Generative Plan for Heavy Use
“Generative plan is where the numbers start to work in your favour. On Plus and Max, credits move quickly when creating videos on a daily basis.”
If you generate AI video daily, the dedicated Generative Plan ($120/month for 15 minutes) may be more cost-effective than buying add-on credits .
9. Generative Plan vs. Regular Plans: What’s the Difference {#generative-plan}
The Generative Plan Explained
InVideo AI introduced a dedicated Generative Plan when they launched their AI video generation feature in late 2024 .
| Feature | Generative Plan |
|---|---|
| Price | $120/month |
| AI video minutes | 15 minutes per month |
| Additional minutes | $8-10 per minute |
| Best for | Heavy AI generation users |
Why a Separate Generative Plan?
“InVideo hasn’t developed its own model to power this feature. Instead, it’s using a pipeline of different models to parse prompts and generate videos.”
Because InVideo AI pays API fees to model providers (Google, OpenAI, Kuaishou, etc.), the Generative Plan covers these costs.
Regular Plan + Generative Add-on
For Plus and Max subscribers, you can purchase a Generative Add-on to add more AI generation credits to your existing plan .
Which Plan Should You Choose?
| Usage Pattern | Recommended Plan |
|---|---|
| Light AI generation (test only) | Free or Plus |
| Moderate AI generation (5-10 videos/month) | Plus + Generative add-on |
| Heavy AI generation (daily videos) | Generative Plan or Max |
| Professional agency/team | Max + add-ons |
The “Minutes” Misconception
The Generative Plan advertises “15 minutes of AI video” — but this is based on standard model costs. If you use premium models (Veo 3.1 4K), your 15 minutes will be consumed faster because per-second costs are higher .
10. Frequently Asked Questions: what are generative credits in invideo ai
What are generative credits in InVideo AI?
Generative credits are InVideo AI’s internal currency for accessing AI-powered video and image creation features . You spend credits when you generate AI content — not when you download, edit, or export .
How do I get generative credits in InVideo AI?
All plans include credits: Free plan gives limited credits (weekly reset), paid plans (Plus, Max) include monthly credits, and the Generative Plan offers 15 minutes of AI video per month . You can also purchase add-on credits.
How much do generative credits cost?
Different models cost different amounts. Kling 2.6 Standard costs ~0.5 credits per second, while Veo 3.1 4K with audio costs 10+ credits per second . Adding AI twins costs an extra 20 credits per minute .
Does InVideo AI have a free plan?
Yes — free plan gives limited credits that reset weekly on Monday at 12 a.m. UTC. No credit card required .
What can I do with InVideo AI free plan?
Access AI models with limited credits, generate images using Agents & Models flow, and use/share videos on social media .
How do I check how many credits I have left?
Check your credit balance in the InVideo AI dashboard. Before generating, click the two-line icon to see the cost for your specific generation .
Do InVideo AI credits expire?
Yes — free plan credits reset weekly . Paid plan credits reset monthly and do not roll over .
What’s the difference between InVideo AI and InVideo (regular)?
InVideo AI is the AI-powered version focused on generative features. InVideo (regular) is the traditional video editing platform. Generative credits apply to InVideo AI’s AI features.
Can I buy additional generative credits?
Yes — on-demand credit top-ups are available . Plus and Max subscribers can purchase a Generative add-on .
Why do different AI models cost different credits?
InVideo AI pays API fees to the original model providers (Google, OpenAI, Kuaishou, etc.) . More advanced models (Veo 3.1 4K, Sora 2 Pro) cost more to run, so they require more credits .
The Bottom Line
The most important rule: Always check the credit cost before clicking generate — especially when using premium models .
Action Steps for Today
- Sign up for InVideo AI Free plan (no credit card required)
- Check your initial credit balance in the dashboard
- Test a simple generation using a basic model (lower cost)
- Review the credit cost before generating (click the two-line icon)
- Monitor your usage to understand your typical consumption
- Upgrade if needed — Plus, Max, or Generative based on your volume
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Last updated: May 2026
